Build the future.

At Upstart, we’re on a mission to radically reduce the cost and complexity of borrowing for all Americans. We use AI, data, and thoughtful design to make credit simpler, fairer, and more accessible, to support financial progress instead of standing in the way. The work we do has real-world impact, helping millions of people move forward financially.

You’ll work alongside smart, humble teammates who lead with trust and curiosity, and who care deeply about the problems we’re solving. We’re proudly digital-first, giving you the flexibility to do your best work from wherever you thrive, with intentional moments to connect in-person along the way. Here, you’ll have the autonomy to grow, the space to bring your ideas to life, and the opportunity to make an impact you can actually see.

If you’re motivated by meaningful work, ownership, and the chance to build something that matters, you might be a great fit here. Check out our open roles today!

Explore Open Roles

hero.image.upstart.png

The values we share

Text, Disk
Text, Book, Publication, Advertisement
Advertisement, Text
Light, Lightbulb, Text
Text

Progress beats perfection, so we move with urgency when it matters.

  • We do things faster than the competition.
  • We're comfortable being slightly overwhelmed.
  • We have a bias for action. Default go instead of default wait.

We build trust by choosing integrity, even when it’s not easy or obvious.

  • We build for the long-term.
  • Mistakes are fine, how we handle them matters.
  • If you see a problem, solve it.
    Don’t say “it’s not my job”

 

Data drives insight and answers tough questions.

  • We generate alpha by being numeric.
  • We define problems and interpret answers precisely.
  • We think in probabilities and measure everything.

We value critical thinking, honest debate, and humility.

  • We know our business like an entrepreneur.
  • We pursue truth, debate, and commit without ego.
  • We plan for the next battlefield, not the last one.

Optimism plus right leads to extraordinary outcomes.

  • We think first principles.
  • We’re chronically discontent and infinitely optimistic.
  • We iterate. Just because it doesn’t work yet, doesn’t mean it won’t work.

Life at Upstart

upstartphotobooth2.jpg

Trust and Transparency, Practiced Daily

Through cadenced all-company meetings, open metrics, and regular business updates, Upstarters have visibility into where we’re headed and why. Here, leaders are accessible, questions are encouraged, and ownership is real.

Upstart_Clubs.jpg

Digital-First, with Moments that Matter

Most of our work happens remotely, with intentional moments throughout the year to connect in-person. New hire orientation, team onsites, and company-wide gatherings create space to align on priorities and strengthen relationships, while strong collaboration practices keep the work moving wherever we are.

upstartdevelopment.jpg

Growth Embedded into the Work

Career growth happens through meaningful work, new challenges, and real ownership. We support development with learning resources and professional stipends, and provide clear, timely feedback that helps expand skills and impact.

_MG_3067.jpg

Belonging Starts with Community

From Employee Resource Groups to informal Slack communities, Upstarters connect beyond day-to-day work and build authentic relationships around shared identities and interests. Together, these spaces help people feel supported and show up fully.

Benefits at a glance

We support great work by investing in your well-being; financially, physically, and personally. Our total rewards include competitive pay, company equity that starts from your first day, strong benefits, and 401(k) matching.

You’ll also have flexible time off, wellness stipends, and resources to support your growth and balance. We focus on flexibility and trust, so you can invest in what matters most to you.

 

wellness.benefits.png

Your Health

  • Medical, dental, and vision
  • Paid time off and holidays
  • HSA employer contributions
  • Annual wellness & personal development allowance
  • Income protection coverage

worklifebalance.png

Your Growth

  • Home office setup & productivity allowance
  • Learning development & programs
  • Team events & ERGs
  • Onsite meals & perks

Your Finances

  • Competitive pay and bonuses
  • Annual equity grants
  • 401(K) with 2:1 matching
  • Employee stock purchase
  • Financial planning support

Family Centered

  • Paid parental leave
  • Family & caregiving support
  • Fertility benefits 

Want a deeper look at life at Upstart? Hear directly from the people doing the work - and see how our culture, growth, and impact come to life.

Careers Blog

Join our mission to radically reduce the cost and complexity of borrowing for all Americans - and help build a world where credit never stands between people and their financial progress.

Explore Open Roles