Build the future.

Join the team.

We're dedicated to improving access to credit for all. Upstarters collaborate to produce high impact solutions to solve tough problems for real people. Our team is composed of smart, humble, and innovative problem solvers who have the opportunity to accelerate their careers while working towards a shared mission. Join us!

Explore Open Roles

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The values we share

Every second counts

No one waits around for projects to land in their laps. We have the autonomy to prioritize what we work on and take advantage of every second to improve things for our users.

Nive V | Senior Software Engineer

Do the right thing
even when it's hard

A lot of companies stumble because it’s easy to cut corners or do things that make your business look good in the short term. We don’t do that.

Shavaugn Lewis | Legal Counsel

Make clever use
of numbers

Driven to understand 'true risk,' we are constantly collecting more data about credit and debts. But more than that, we are looking to understand the stories they tell, about the people behind these numbers.

Kevin Lin | Data Scientist

Be smart and know you might be wrong

I feel like I am getting a crash course in finance, technology, statistics, and operations all in one. In 6 weeks, we launched 4 separate experiments. Was I right about which one would perform best? Absolutely not. Did we get 30% lift in conversion? You bet we did.

Farouk Rice | Digital Acquisition Lead

Don't assume
it can't be done

There's an air in our culture of 'let's tackle this.' You see something in the code and wonder - why on earth does it do that? Then you realize it’s a clever solution to a problem that our competitors probably weren’t even willing to touch.

Melissa Hargis | Full Stack Engineer

Digital-first culture

Most Upstarters work from anywhere, and come together for intentional in-person collaboration throughout the year.

Upstart’s digital-first culture empowers Upstarters to work from anywhere while fostering intentional in-person collaboration through in-person events and team offsites. All Upstarters are welcome to work from one of our beautiful offices in San Mateo, CA, Columbus, OH, or Austin, TX.

Read more about Upstart's approach to digital-first on our Careers blog -

Our Offices

San Mateo, CA

Columbus, OH

Austin, TX

Life at Upstart

Employee Resource Groups and Clubs

We currently have nine Upstarter-led employee resource groups (ERGs) designed to support Upstarters in communities that matter to them. Our first ERG is Superwomen and our newest ERG is the Veterans Community. We also encourage Upstarters to join ERGs that don’t always align with their experiences so they can learn from those who are different from them.

We also have a host of clubs that enable Upstarters to connect over shared interests such as running, investing, gardening, photography, and even sneakers!

Team Onsites and Events

As part of our digital-first approach, we regularly create opportunities to bring teams together (digitally and in-person) for planning, connection, and fun! For starters, we welcome new Upstarters through Upstart Orientation at our San Mateo office. New hires get to meet our leadership team, receive overviews on all our products, and dig into how to thrive in a digital-first environment. In addition, we use in-person gatherings as a chance to align on strategy and reinforce our mission of improving access to credit for all.

As a digital-first company, we also recognize the importance of in-person gatherings to connect our teams. One example of this is Upstart Live, our largest in-person event that provides an opportunity for Upstarters to spend meaningful time together to re-engage with our mission, hear from top leaders, and build momentum to prepare for the year ahead.

Culture of Learning

Upstarters care about growth and development and use their annual development stipends to attend conferences, learn foreign languages, and gain new skills! Recently, we also launched “Upstart Unlocked," a fireside chat series with our leaders on how their own careers evolved and what led them to Upstart.

TGIFs

Togetherness and transparency are hallmarks of Upstart culture.

Upstarters hear regularly from our leadership team and one another. Upstarters are invited to TGIF most Fridays where they get the latest Upstart news, product demos, and a live Q&A with Upstart leaders.

Benefits

Wellness benefits

Comprehensive health plans
401k Plan
Life insurance
Disability insurance

Work-Life balance

Generous vacation policy
Flexible time off
Parental leave

Personal growth

Technology equipment budget
Personal development budget
Various clubs and extracurricular activities

At-the-office perks

Catered lunches
Fully stocked micro-kitchen